on 03-08-2018 20:15
Hi there. I am hopeful that perhaps someone can shed some light as to why O2 don't seem to want to help. I am an existing customer on a pay monthly, nearly at the end of a 2-year contract and currently being bombarded with calls etc asking me to upgrade. Recently, husband (also existing O2) and I decided to take mobile broadband with O2 with each of us wanting a separate contract to maximise data. This was to be our sole broadband connection(s) at home to replace existing rubbish satellite connection. We have no normal broadband availability due to rural location. Current offer with O2 at 50% extra data also helped! So, husband does his online no problem. Then, I attempt (on my own, different log-in), and, after the system saying several times 'something went wrong', it declined. Contact with O2 suggested I need to check my credit file.
Panicking that something was wrong (but knowing that there shouldn't be) I immediately obtained my Equifax report (I was told Equifax was who they use). The report has absolutely nothing negative (I have never missed a payment in my life) on it, I am rated 'excellent' (there is no higher rating) and besides just completed O2 search, there was only 1 other search in the previous 12 months. I am on the electoral register and my credit card is paid off every month in full. I then phoned Equifax just to be sure and they confirmed there was nothing at all on there that would stop a credit application, certainly in their view.
So, I spoke with O2 again who said contact credit referrals which is email only. I did this and got an automated response saying I would hear within 10 working days. This has now passed and I have heard nothing. I also raised a complaint which I was told was 'upheld' but the only suggestion they had was to try again in 30 days.
I also went in to the O2 shop who suggested they try as often online applications 'go wrong'. This was an instant decline. Interestingly, their application did not trigger a credit search as I refreshed my report when I got home so it didn't even get that far. I was even thinking about getting the sim only and buying the device up front (a mobile router) but even that wasn't an option. The only other option they could offer was husband applying for another one but we are worried that with his recent O2 search that'll get declined as well.
So, any ideas??? Note I would happily go elsewhere but O2 is the only network with 4G coverage where I am and I know this for certain. Really keen to get this sorted before 8th August when the 50% extra data ends. Thanks.
on 03-08-2018 21:01
on 03-08-2018 21:01
@sparkle777 wrote:Thank you again. Yes, the offer ends on the 8th so hopefully there is still time for someone to look into it. I wasn't expecting anything over the weekend. I am really hopeful I can have the contract. I'm a very good customer I promise!!
Ah my mistake. Best of luck anyway @sparkle777
Veritas Numquam Perit
on 03-08-2018 21:12
on 03-08-2018 21:33
on 03-08-2018 21:33
on 04-08-2018 01:35
on 04-08-2018 09:28
on 04-08-2018 09:28
Hi. Many thanks. I have thought all along that it must be something to do with us being at the same address, this is why I am trying so very hard to get someone to look into my case in a little more detail. However, the applications were made on 2 completely different O2 accounts (with different log-in details) and I also know for certain (having checked) that both our Equifax records were checked and it was an 'opt-out' search (meaning it didn't search for associated records).
The very fact that when another application was attempted a week later for me in-store and an Equifax search wasn't even done means I know it is something within O2's systems which is stopping the application. Potentially it is an anti-fraud measure but how can it be so strange that 2 people at the same address want mobile broadband??!!
I'm just so happy that perhaps there is someone on here (MI5 has tagged 2 people) who perhaps can look at this for me next week, I hope before the 8th. I will of course update if I get anywhere in case anyone else has a similar situation. I did search first before posting myself and waited the 10 working days to allow the referral team to respond which they haven't.
Re upgrades. Yes, I was told upgrades are no issue as no checks are done other than being eligible (i.e. end of contract).
Thanks 🙂
on 06-08-2018 10:29
on 06-08-2018 10:29
Thanks for the tag @MI5!
@sparkle777 I've replied to your message so please take a look and get back to me when you can.
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