Credit File wrongly shows default leading to mortgage getting rejected
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 24-09-2019 22:13
Hi,
My wife had bought a phone on loan from O2 in Apr 2017 and within the cooling off period paid the balance owed to O2 and bought the phone outright. Later she observed the monthly fees being debited from her account. She contacted O2 service centre who owned to the mistake and credited the account immediately.
Cut to Sep 2019, we apply for mortgage for our dream house and get rejected. the reason being my wife's credit report shows £10 owed to O2 since Jun 2017. We have contacted O2 support centre and they have confirmed that there is no record of any outstanding. However to get the issue recetified have asked us to contact creditfilereferrals@o2.com. We have dropped a note to the team yesterday and received auto response that we will get response in 3 working days.
Based on feedback, seems like it is going to take some time to get the issue recetified. I will be grateful if some one from the community can help in expediting review of my wife's case. I can PM the details. Looking forward to support from the community. Thanks!
Regards,
VB
- « Previous
-
- 1
- 2
- Next »
- 96459 Posts
- 614 Topics
- 7186 Solutions
on 26-09-2019 16:34
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 26-09-2019 16:34
- 129499 Posts
- 837 Topics
- 7605 Solutions
on 26-09-2019 19:45
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 26-09-2019 19:45
Yes well done @Martin-O2
Veritas Numquam Perit
- 8165 Posts
- 772 Topics
- 94 Solutions
on 27-09-2019 10:14
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 27-09-2019 10:14
Thanks guys!
→ COVID-19 support - Help and support from O2 during the lockdown
→ Access for You: Registration - Find out how to register for our Access for You service.
→ Just joined the community or thinking of registering? Check out this handy starter guide!
→ Have a query about your account? login to My O2 for help
If you'd like to take part, why not register?
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 28-09-2019 16:18
Thanks @Martin-O2 for your prompt response and support in this matter.
- 96459 Posts
- 614 Topics
- 7186 Solutions
on 28-09-2019 16:22
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 28-09-2019 16:22
I hope all goes well now with your mortgage and you have a new home shortly
- 8165 Posts
- 772 Topics
- 94 Solutions
on 30-09-2019 09:42
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Content
on 30-09-2019 09:42
No problem at all @Ragamuffin! Happy to help. If anything else comes up give us a shout.
→ COVID-19 support - Help and support from O2 during the lockdown
→ Access for You: Registration - Find out how to register for our Access for You service.
→ Just joined the community or thinking of registering? Check out this handy starter guide!
→ Have a query about your account? login to My O2 for help
If you'd like to take part, why not register?


- « Previous
-
- 1
- 2
- Next »
- « Previous
-
- 1
- 2
- Next »