on 26-10-2020 20:35
26-10-2020 20:38 - edited 26-10-2020 21:02
26-10-2020 20:38 - edited 26-10-2020 21:02
Had you reported your phone as faulty?
Edited to remove unnecessary info when op clarified the post.
Veritas Numquam Perit
on 26-10-2020 20:41
on 26-10-2020 20:41
on 26-10-2020 20:44
on 26-10-2020 20:44
Insurance exchange is 24 hours if they have your exact phone in stock to replace.
If not, they will offer you an alternative which you can choose to take or choose to wait for your exact model.
If you call the insurance they should tell you your options.
https://www.o2.co.uk/help/digital-services/o2-insurance
on 26-10-2020 20:44
on 26-10-2020 20:44
In that case you need to wait until a replacement comes into stock
https://www.o2.co.uk/help/phones-sims-and-devices/our-returns-policy
Keep checking with O2. Guide: Coronavirus Community Help and Support
Veritas Numquam Perit