I recently upgraded from sim only to device plan, iPhone x 256GB. On Monday I took a relative to the airport, there were quite a lot of people bustling about near baggage check in due to a delay, to cut a story short on getting home I realised my phone wasn't in my jacket, I don't know if I dropped it accidently or someone lifted it. I haven't yet paid the dirt month on this new contract as it's not due for another 13 days, can I claim against the insurrance or will it be turned down because of the not yet due bill and insurrance premium ? I still have no phone, but will it get replaced or am I fresh out of luck?