Can I get a contract?

[Anonymous]

I have no credit history even when I have tried to do a free online credit check it's come back with 'we couldn't find anything'. I can't even get a Debenhams card so I am pretty much screwed. I haven't got bad credit because I am like the most sensible person and always pay as you go and never use store cards. I want to build up credit obviously so would I be able to if I get a contract and would I be accepted?

Kind regards

[Cleoriff · Accepted solution]

Hi @Anonymous You may be able to get a contract but O2 would require an upfront payment.

Probably best to do this instore I would imagine.

Or you could ring customer services (don't use live chat) https://www.o2.co.uk/contactus

PS it's always best to build up some type of credit history. This is the marker that companies use to check

[MI5]

You're more likely to get accepted for a sim only tariff to help build up your credit rating.

[Anonymous]

Oh well I guess that's useful so it's not like a contract for 12 months? Thanks

[chrisymon]

first off try the 30d sim deal as that is less risk and more chance of getting. Then build up over 6 months.

[Cleoriff]

I have a sim only contract. Mine is for 12months. Although they are available for 30days.. @Anonymous

[MI5]

Just make sure you make payment on time every month and it will soon build up your rating.
If you take a 12 month sim only you can apply for a full phone contract after 3 months.

[Anonymous]

Thanks everyone for your help I will go to the store tomorrow and see what they can offer me but I jsut have a feeling I will get refused because of no credit history and the more times you get refused the worse it becomes.

[MercedesS]

Hello @Anonymous, welcome to the O2 community! 

Maybe @Wa10 guide O2 Credit Files & "Credit Scores" - What does it all mean? can help! 

Let us know how it goes 

Thanks @MI5, @Cleoriff and @chrisymon for all your help