on 28-10-2020 12:01
received text saying payment can't be taken. can't see why. how do i speak to someone. everything looks ok with bank. is this phishing
on 28-10-2020 12:11
It's a well known scam.
Block the number and do not follow any links.
Forward the scam text to 7726 - It's free.
Other ways to report here including Action Fraud website
https://www.o2.co.uk/help/safety-and-security/phishing-and-smishing-advice
How to block a number:
https://www.samsung.com/us/support/answer/ANS00062352/
https://support.apple.com/en-us/HT201229
O2 never text from a mobile number.