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Help needed- Credit Report

Damilola
Level 1: Joiner
  • 1 Posts
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Registered:

I have a £30 default from 02 since 2021 and have been trying to rectify this for 2 years now. I visited an 02 shop and was given 02 Telefonica UK LTD’s account details to make the payment which I have done.

02 cannot find my account on the system. I don’t exist to them but I have them listed on my credit report. What do I do?

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MI5
Level 94: Supreme
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Registered:

@Damilola 

The email address is creditfilereferrals@telefonica.com

Or you can write or fax them:

Credit File Referrals Team

Suite P

Arlington Business Centre

Leeds

LS11 0NE

Fax 0113 2025865

Also, you can  add a notice of correction to your credit file.

This will put doubt into the validity of the default and the credit agencies will be forced to question O2 about it.

https://www.experian.co.uk/consumer/guides/notice-of-correction.html

I have no affiliation whatsoever with O2 or any subsidiary companies. Comments posted are entirely of my own opinion. This is not Customer Service so we are unable to help with account specific issues.
Please select the post that helped you best and mark as the solution. This helps other members in resolving their issues faster. Thank you.
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