@Sharon-H
If you are on refresh you will stop paying for your device and just continue with airtime, which will be cheaper overall.
If you have a standard contract (only one direct debit or bill) you should change to a sim only tariff to save money. You can do that in your MyO2.
Your pone will continue to work regardless as you will be put onto a 30 day rolling contract automatically.
Guide: How does O2 Refresh work?
http://www.o2.co.uk/myo2
I have no affiliation whatsoever with O2 or any subsidiary companies. Comments posted are entirely of my own opinion. This is not Customer Service so we are unable to help with account specific issues.
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