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Moving from refresh to sim only?

Smd
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Hello, I am around 12 months into a 24month refresh contract, however I can get a much better airtime deal with a sim only currently. Can I pay off the phone part and move to sim only now or do I have to wait until the end of this contract? If I can, how do I do it?
Many thanks
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jonsie
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jonsie
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As soon as the phone is paid off you can upgrade to sim only at any time @Smd 

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Smd
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Thank you
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jonsie
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