Yes it is too late for o2 insurance @DanielleW
You need to take out o2 insurance within 28 days of starting the contract.
If you check you might be covered either by your home insurance (contents) or if you have a paid for bank account.
Alternatively look at getting your son a cheap and/or 2nd hand phone that you can replace or repair if something happens.
Please note, this is not customer services and we cannot access your account. Do not publish personal details (email, phone number, bank account).
Link to our guide on how to contact them can be found here
