Question about paying off contract early

[Anonymous]

Hello,

Is it at all possible I can pay off my contract early but NOT upgrade my phone or my plan? I want to keep my phone but just pay O2 what is owed, but all at once instead of over the remainer of the 24 months.

The only issue is that when I got this phone, I was 17 (but in full time employment), so my mum signed up for the contract in her name.

However, I'm now 18 and I've started a new job recently that pays quite a bit more than my last, and whilst I have money I want to clear all my contracts and debts.

Is there any easy way of doing this WITHOUT using the O2 Refresh thing, and preferably without getting my mum to ring up and ask the helpdesk.

Thanks, George

[Bambino]

As the OP has just recently turned 18 and started a new job, he may not have been in work long enough to pass a credit check on his own contract.

[L_W_Ward]

Ahhhh I see.

[Anonymous]

@L_W_Ward

The OP mentioned "without using the Refresh thing" so I "think" it is an old style contract.

IF this is the case, paying off the contract to start a sim only one still means he is effectively paying for two contracts.

[jonsie]

As I see it, he is better off just paying off the handset via My O2 and his mum just cancelling the airtime. He can then take up a sim only monthly tariff and build up his credit rating that way. If he eventually wants another Refresh contract he will then have that option.

[Cleoriff]

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@Bambino wrote:

As the OP has just recently turned 18 and started a new job, he may not have been in work long enough to pass a credit check on his own contract.

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I would agree with that....and in fact about to type the same @Bambino and then I saw your post

[L_W_Ward]

Agreed

[Anonymous]

Can the OP confirm if the existing contract is refresh or not please?