Credit Check Problems

[Anonymous]

I went into an O2 shop yesterday and when they did the credit check they asked me for a second debit card and my drivers licence. I have a drivers licence but I only have one bank account so only have one card. They said they could get around this if I had my passport which I didn't and it's out of date. I would like to know if an expired passport will be accepted or if there is any other way to get around this issue. 

[Bambino]

An expired passport probably won't be acceptable. Do you have a copy of your birth certificate?

[Anonymous]

I think so.

[Bambino]

Call your O2 shop and ask if that would be acceptable. No point in wasting a trip there if it isn't.

[Anonymous]

Okay, I'll ring. Thanks. 

[Bambino]

Good luck. Please come back and let us know how you got on. It could help someone else in your situation in the future.

[Anonymous]

You have to have two of three things: a drivers licence, an in-date passport and/or a second bank card (ie one that's not the one you're paying with).

They said the can't use a birthcertificate because it hasn't got a photo on it, unlike a bank card..?

[Anonymous]

This is probably true about a birth certificate and using it as I.d.

A person knowing a few key answers to your history could pick up a birth certificate for around £20 from the births and deaths registrars.

[Bambino]

Sorry my suggestion didn't work for you. Guess you'll have to get your passport renewed if you have no other form of ID. 

[Anonymous]

Lets hope all is sorted out swiftly.