on 04-12-2025 18:15
Hi all,
I want to upgrade to a new device and will have to pay off my current device plan, which is no problem. My question is, when you upgrade to a new device, does O2 perform a credit check even if you are an existing customer? If so, is the credit check done before you pay off the device plan? Ideally, I wouldn't want to pay off the device plan only to have the credit check fail and be unable to upgrade.
on 04-12-2025 18:19
They will do a check the minute you sign up for your chosen handset even on upgrades as you are entering a new credit agreement.
Best to speak to Sales
You can message them on Social Media Facebook (https://o2uk.co/O2CFB) or Instagram (https://o2uk.co/O2CIG)
Or you can call them on 0800 081 0255
on 04-12-2025 18:34
They do a pre credit check before you commit to anythng so you'll know if you're likely to pass or not.
on 05-12-2025 16:20
on 05-12-2025 16:20
But it could still fail right?
on 05-12-2025 16:20
on 05-12-2025 16:20
Speaking to sales is an awful experience in terms of customer service..
on 05-12-2025 16:52
on 05-12-2025 16:52
@SammyxVine wrote:Speaking to sales is an awful experience in terms of customer service..
I doubt anyone here will disagree. Customer Service gets worse by the day, it seems.
on 05-12-2025 17:05
on 05-12-2025 17:05
@SammyxVine wrote:But it could still fail right?
The whole point of the pre check is to know if you will pass / fail or be referred.
on 05-12-2025 20:03
on 05-12-2025 20:03
I see, it says it will likely be accepted so I guess I will have to go through with it to find out for sure..
on 05-12-2025 20:10
That would suggest you will be OK @SammyxVine