iPhone 7 plus O2 or Apple yearly upgrade

[Anonymous]

I'm looking at paying off my refresh and trading in my 6s for 7 plus. I know there is a wait but wanting thoughts on wether to go with the £65 month tariff with o2 refresh or change direction and go with the apple yearly upgrade programme paying for the handset and a separate sim. Help?

[Olamilekan]

@Anonymous That is down to you. You need to work out how much you are willing to pay monthly & also how good or bad your credit rating is. Not everyone is eligible for Apple Yearly upgrade as it is financed by Barclays & has a different criteria for its credit check compared to 02. 

Also with the Apple Yearly Upgrade, you could get the phone with the Apple protection with Applecare. 

Going with Apple, you would have to do a yearly credit check to be eligible for an upgrade. A lot could happen in the space of a year to affect one's financial status. 

With 02 you wont need to do the checks to upgrade each time.

Good Luck with your decision.