@DinoF wrote:
I've never had insurance on ANY of my iPhones, never been necessary (had 3G, 4, 5 and 6). I think the networks will want a big up front cost - at least £50 if not greater. Pre-ordering from Apple will work out cheapest for me I think.
Saying that I don't have insurance on my 5s as its under the limit of £250 to classify as an insurance claim (and I dropped it a day after getting it onto concrete but had it in an Otterbox thankfully) and I can actually afford to replace it.
However, and not having a go at you as you have done your research, the crucial thing is that is a credit agreement - with paypal or other - and they want their pound of blood regardless. High end phones are far too fragile these days to not have some form of ability to recover money in an unexpected loss. I should say, people should assess the risk of carrying a device of high value and what would happen if the unexpected happen and factor that in to their outgoings and take what is written here as a possiblity.
