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Xbox Payment Authorization failed

Rwl12
Level 1: Joiner
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Not sure if first attempt at asking posted.

Has anyone had the payment authorization failed message on Xbox / Microsoft store?

If you pay by card or Paypal it just says try another method or go to your Paypal account .

Does anyone use O2 Charge to Mobile fornXbox purchases and had this message.

It works for my monthly Live subscription okay.

But failing this other game purchase.
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pgn
Level 77: Grand Master
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Could you be hitting a spend cap of some sort, either on the Xbox side for the card or payment method used? Perhaps a limit on how much can be charged to the same form of payment in a certain time period, @Rwl12

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