on 02-01-2015 14:39
on 02-01-2015 14:39
Today I read a story about a certain restaurant overcharging a customer for their meal - instead of it being about £60.00 they were charged something in the region of £6000.00.
I have read numerous stories in the news the last few weeks inparticular whereby people have been overcharged for services - sometimes it is a small amount such as £120.00 instead of £100.00 but sometimes there is a couple of thousand pounds difference in the price.
On one story that I read, the person spent a small amount in a card shop, however he was charged over £1,000 and it was just before Christmas and that person contacted his bank and the Head Office of the card shop and he had to wait until after Christmas to get the money back.
Instances like these are becoming more common and it wouldn't be crazy to assume that it is a new way for somebody to commit fraud, similar to the way that fraudsters cloned cards.
Do you blame the people offering the service or do you blame the person using their card? I admit myself I tend not to check the keypad before entering my pin if it is a small amount. Does anybody else do that?
Do you think that more security is needed for when people pay using their bank card?
Many banks have now introduced contactless payment - maybe this will help or maybe this will make things worse......
on 03-01-2015 11:35
In terms of the protection offered Visa Debit cards now have the same level of protection as credit cards used to have alone, however, as previous poster has pointed out with the debit card your 'real' cash is spent straight away, but the protections offered by Visa are the same now.
on 03-01-2015 11:47
on 03-01-2015 11:47
@Anonymous wrote:In terms of the protection offered Visa Debit cards now have the same level of protection as credit cards used to have alone, however, as previous poster has pointed out with the debit card your 'real' cash is spent straight away, but the protections offered by Visa are the same now.
Absolutely!
on 03-01-2015 11:50
on 03-01-2015 11:50
Thank you for clarifying that @Anonymous