Independence Day is here

[Anonymous]

as the title says

http://www.bbc.co.uk/news/uk-politics-36615028

[Beenherebefore]

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@Cleoriff wrote:

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The question will always be do we sell it in Euros...or GBP....

If debit/credit card transactions for ordinary purchases are any indicator, the advice is transact in Euros rather in GBP as the currency exchange process locally is worse than in UK.

I have proved this true with my Nationwide debit and credit cards.

Do you use a Forex dealer for transfers to your Spanish bank a/c ?.....they would advise the best option.

[jonsie]

This made me chuckle....

[Beenherebefore]

And Spanana no doubt

[Cleoriff]

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@Beenherebefore wrote:

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@Cleoriff wrote:

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The question will always be do we sell it in Euros...or GBP....

If debit/credit card transactions for ordinary purchases are any indicator, the advice is transact in Euros rather in GBP as the currency exchange process locally is worse than in UK.

I have proved this true with my Nationwide debit and credit cards.

Do you use a Forex dealer for transfers to your Spanish bank a/c ?.....they would advise the best option.

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I was hoping you would rock up Yes I realise that change has occurred since the vote to leave happened.

I don't use anyone to put money into my one bank account in Spain. I go so frequently I put it in myself.

After the debacle with my electricity bills which took over a year to sort I only ever put enough in to cover any direct debit. If I am overcharged they can't take the money if it isn't in there...

[Beenherebefore]

So you draw out euros from an ATM using your NW debit card and pay it into your Spanish bank a/c ?

I keep a minimum in my Spanish a/c but I use HiFX for transfers. I have online access to my Spanish a/c and HiFX is also an online transfer process.

HiFX is much cheaper than using NW to make an international SWIFT transfer from my UK a/c.

[Cleoriff]

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@Beenherebefore wrote:

So you draw out euros from an ATM using your NW debit card and pay it into your Spanish bank a/c ?

Yes normally.....unless I have the euros from Travelex 'happy hour'

I keep a minimum in my Spanish a/c but I use HiFX for transfers. I have online access to my Spanish a/c and HiFX is also an online transfer process.

I dont have any reason to transfer any funds. I pay only DD to Endesa. Community fees are paid whilst I am in Spain as are taxes.

HiFX is much cheaper than using NW to make an international SWIFT transfer from my UK a/c.

Something to remember....but have no need for it currently

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[Beenherebefore]

I have a number of DDs going out at various times : water quarterly, electric bimonthly, alarm monitoring quarterly, car insurance, contents/building insurance so I keep a weekly check on my account balance.

It would be nice to have it simple like yours 

[Cleoriff]

Difference between having an apartment in a community and a 25 bed villa with 10 acres of land I expect 

[jonsie]

My concern is whether to transfer my money into the Thai bank account or leave it in the UK where rates are currently crap but safeguarded.

[Cleoriff]

Not forgetting the maids butlers and gardeners you have to pay Mwahahaha  @Beenherebefore @ :dance-smiley03