on 27-10-2015 10:33
I would welcome comments.
December 2014 someone used my name/address and opened an 02 account. £340 was charged to my Nat West debit card, which quickly ( but not quick enough ) was flagged as a fraud on my account. I contacted the police and obtained a crime reference number and both they and I contacted 02 to explain the situation. 02 at the time agreed this was a fraud.
October this year, I received a letter from 02 saying they had closed my account. I don't have and never had an account with 02. They added " but you owe us £895.07 ". They referred the debt to the Lowell agency.
I contacted the agency who were less than helpful and also 02. The only way I could half talk to a human was via the online chat, which I recorded. They said they would pass it to the fraud department.
I received a text from the fraud department recently to say, my fraud had been closed and thank you for contacting them. I want more, what is to stop this so called debt coming back as a larger total?
I would like something in writing from 02 but I have reached a brick wall. Does anyone have a suggestion? I know it was someone who pressed a button which started a chain of events. I just don't want this to return which I think is a reasonable request.
on 27-10-2015 10:38
on 27-10-2015 10:48
Thanks for your reply, I am grateful.
Strangely, I have been contacted by 02 this morning and they promise "to look into this."
I am concerned about my credit rating and will be checking this.
thank you again
on 27-10-2015 10:55
If the charge was referred to a debt collection agency, it's likely that this would be reflected on your credit rating. Definitely check this, and follow this through with a formal complaint to O2 using the method @Cleoriff has suggested. This is O2's complete responsibilty to you to clear anything untoward on your credit rating. You need to get this in writing.
on 27-10-2015 11:19
Sorry to hear about this. I'm Toby, the community manager here on O2.
Please send me a private message (using this link) and I'll ask the rest of the team about what we can do.