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SMS texts not getting through

SallyOne
Level 1: Joiner
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My  Lloyds bank mastercard sends payment verification codes by SMS.  I stopped getting those SMS over a year ago.  Every third online payment is stopped because I don't get the code.  The bank has the right phone number but none of their texts sent by computer or human gets through.

 

My bank card is developing the same problem as second stage verification is implemented throughout Europe. 

They said O2 must be blocking the sms messages.  Are you?  This is serious because if I can't get the codes, soon all my online payments will be blocked and I will have to change my bank.

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MI5
Level 94: Supreme
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@SallyOne 

Do you have a spend cap?

Guide: Spend caps on O2 

I have no affiliation whatsoever with O2 or any subsidiary companies. Comments posted are entirely of my own opinion. This is not Customer Service so we are unable to help with account specific issues.

Currently using:
OnePlus 6 (O2 & Sfr), Z3 Tablet (Three UK), iPhone 8+ (EE)
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