Credit report hard searches

[RuiSilva]

Hello,

Got a 12 month SIM only contract for 7.99 a month.

Just saw 2 hard searches on my credit report and I'm wondering why do it twice for such a low value, there's not even a device on the pack, just the SIM

Anyone else experienced this from O2?

[madasaf1sh]

@RuiSilva 

It could be an error by the CRA, but you have applied for credit so you will be hard credit checked for a sim only deal. 

Best think to do is query it with the CRA

[RuiSilva]

This was not an error from the CRA, I don't think they raise hard searches on behalf of O2 on two different dates. In fact, I've contacted O2 through the chat, was redirected to an Amendment email account, and still waiting for an answer or an apology.

[Oxonian]

@RuiSilva 

I think that you might be wasting your time as "Hard inquiries can't be removed...unless they're the result of identity theft. Otherwise, they'll have to fall off naturally, which happens after two years" :-

How to Remove Hard Inquiries From Credit Report - Experian