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I Phone 14 nearly new and wrecked!

JonnyR57
Level 1: Joiner
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I have only recently upgraded it and it's broken beyond repair! It's an esim phone. Need to check home insurance but what's the worst case scenario?

If I pay off the handset do I have to have a new contract as well?

 

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jonsie
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jonsie
Level 94: Supreme
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Registered: