Upgrade/New Contract - Credit Check

[Anonymous]

Hi,

I have been with o2 now for approx. 5 years and never missed a single payment. The contract on my 3G iphone ended 14 months ago and I have continued to pay the £35 a month.

I am thinking of upgrading to iphone 4 on contract, but will I be re-credit checked to start a new contract? If I am subject to a credit check I will fail due to circumstances 2 years ago 😞

Thanks in anticipation,
Cheers.

[Anonymous]

They may just ask you to pay a deposit of a certain amount of money to ensure that you're going to meet payments. I believe this would be refunded after the first 3 bill payments have gone through.
I don't know if this happens with all cases but I know my friends have done it.

[Anonymous]

You're never credit checked when you're upgrading

[Anonymous]

You get internal checks with expensive handsets.
Mainly your billing will be checked to make sure you have up to date bills and pay on time. I think their may be problems also if for example you live in Glasgow and want a handset delivered to London.

[Anonymous]

Lets face it he is a straight up guy, he is still on a rolling paid monthly contract and he lives around newcastle. What more do you need.

Not really having fun, but as long as you are still on your contract and it's paid by DD don't think they will even do a credit check. It is possible depending on their systems that when they tried to process the upgrade the computer would hiccup! But getting bit personal that would depend on what happened 2 years ago!

Just go for it, probably no problems at all but if there are you can't sort them out till you know they are there.