on 26-02-2025 21:49
O2 a few months ago informed there customers of mid contract price hikes and the right to leave penalty free, Email also said if you had a device plan contact customer services to carry on repaying the device off monthly.
However in my experice off around 10 phone calls this was not easy, I was informed multiple times this was the case, but O2 canceled both my airtime and device plan and demanded the full amount in my final bill.
I finally got threw to someone who set up and plan for the reminder of the balance and I was even told to make a manual payment and given bank details to send the payment, but guess what O2 denied me the repayment plan and was incorrectly told it was in the hands off a dept collection company.
I did however get O2 to agree to a repayment plan in the end paying double for 12 months but they've now flagged my credit score with a dept management plan flag which has destroyed my credit rating.
Why would o2 inform there customers that they could leave penalty free, and keep there device plan active if they have no intention of doing so and penalty being a ruined credit score.
I never asked for a dept repayment plan I just wanted to keep repaying the device plan as originally agreed like the email and customer services agents informed me I could do, can O2 remove this flag from my credit rating as this was a O2 error not mine.
on 26-02-2025 21:58
O2 failed to inform their customer service agents and put adequate systems in place to meet that part of their obligation.
Rest assured that they will get the price rise sorted correctly, next month, though.
You will need to email the amendments team in the first instance, but if that fails, a complaint as a las resort.
The email address is creditfilereferrals@telefonica.com
Or you can write or fax them:
Credit File Referrals Team
Suite P
Arlington Business Centre
Leeds
LS11 0NE
Fax 0113 2025865
on 26-02-2025 22:01
This is a customer forum, @Wherenext - not O2 - so you are going to have to go back to O2 to get this addressed Guide: How to find help & contact O2 has all the ways to reach them.
Also: e-mail address for O2 Credit File Referrals, as you may already know, is creditfilereferrals@telefonica.com or amendmentteam@o2.com
Or you can write to them or fax them::-
Credit File Referrals Team
Suite P
Arlington Business Centre
Leeds
LS11 0NE
Fax 0113 2025865
Meantime, reach out to one or two of the CRAs to put a flag on the transaction, that way anyone referencing it for any reason will either ignore it or will have to refer to O2 to get detail on the issue:
https://www.capitalone.com/learn-grow/money-management/three-credit-bureaus/
Good luck!
on 26-02-2025 22:24
You need to add a notice of correction to your credit file.
This will put doubt into the validity of the default and the credit agencies will be forced to question O2 about it.
https://www.experian.co.uk/consumer/guides/notice-of-correction.html