Paying telephone cost off in advance

[anticpated]

I had a passing thought today, whether it be possible to pay off the final cost of my handset through a credit card and still keep paying the remaining cost of my airtime tariff as normal. My reasoning is purely academical and this would suit me better. O2 get their money and I own the handset quicker.

Another thing I am not wising to upgrade at the moment, it's just I want t fasttrack the payment process. I'm not sure if O2 will allow me to do this though.

[MI5 · Accepted solution]

Yes, if you are on a refresh tariff. Not possible on any other tariffs though.

[Bambino]

If you don't want to upgrade, what would be the point? All that you would be doing is giving O2 your money quicker and you'd be no better off for it. Doesn't make much sense to me.

[Anonymous]

I think it's a case of looking at a lump sum paid out now and then have less outgoings through the month.

I'd stick with just paying it as set up.

[anticpated]

I suppose I just don't want be to paying for the phone next year, when it's going to be relatively older technology. The plan I had was pay off about a year by direct debit and settle the other half via credit card. If I put some money by now, I can save enough to cover the other half next year.

You know, it is 6 and half a dozen really although it would be one less monkey on my back.

[Anonymous]

And per refresh t&c once the phone plan is paid you can dispose
Of the hardware as you see fit.

Ie sell it to part fund another one.

[anticpated]

Good to know this info. I think this way i won't miss the money the same. Not that i begrudge it or anything.

[aldaweb]

You would be able to pay off the remaining period of your contract (if not on refresh) but that would effectively be airtime too and you would need to take out a SIM free contract, so not really worth it unless near the end.

[anticpated]

I'm on refresh. Sorry should have said.

[Anonymous]

Yes you can do as you want to with your credit card then