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@Adam3 You are still responsible for paying what you owe, but if you sell the phone you can just pay off the remainder of what you owe from the sale, cancel the air time part, and be done with it. Just make sure the phone is unlocked before you sell it if it isn't already unlocked. https://community.o2.co.uk/t5/How-to-Guides/Unlocking-an-O2-phone-to-use-a-different-SIM-card/ba-p/1...
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Nothing really. As long as you fulfil your contractual commitments, O2 will have no interest in what you have done with the phone.
https://community.o2.co.uk/t5/How-to-Guides/How-does-O2-Refresh-work/ba-p/1014093
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https://static-www.o2.co.uk/sites/default/files/2018-12/CCA_%28Flexible_Refresh%29_%281%20August%202... The clauses 14 & 16 contradictory just be careful
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From a legal perspective, the phone doesn't belong to you until it is fully paid for, therefore, it isn't yours to sell.
