Insurance

[paulbacon]

Does anyone take out insurance with o2? I know you can get phone insurance through your bank and depending on your home insurance it maybe covered with that, but to insure an S5 with o2 would cost £12.50 a month which seem a hell of alot.

[Anonymous]

Try places like protectmybubble I think it is called. Generally cheaper.

[jonsie Level 94: Supreme]

I use my bank account insurance but also have personal items on my home insurance. £12.50/month is a lot....unless of course you lose or break the phone.

[Cleoriff Level 94: Supreme]

I have a Nationwide account which gives me mobile insurance and travel insurance. It also provides me with a card that incurs NO charges when withdrawing money or paying for anything whilst abroad.

This costs me £10 a month and is well worth every penny

[jonsie Level 94: Supreme]

I have the same Nationwide FlexPlus account with all the benefits you mention

[Anonymous]

Personally I save the money in a pot and then if anything happens I have the £ there.

Bank accounts that charge a monthly fee that include services you might use can add value and are useful to many

[Beenherebefore Level 32: Blockbuster]

And me, but although it costs £10pm you get interest on the account balance which reduces that cost so it really is a win/win option.

The account also gives you car breakdown cover which has allowed me to drop my AA membership which was in excess of £120pa

[Anonymous]

Well I also have it with my bank account with Natwest, travel insurance and mobile insurance, and extended guarantee for all new electronics over 100.00. £12.50 per month.

Having said that I've had O2 insurance before, made a claim, next day had someone taking my poor damaged phone and giving me a new one. It was that easy. Don't know if they still do it but I've nothing but good things to say about the all experience ( and it's not because I work for O2 )

[Cleoriff Level 94: Supreme]

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@Beenherebefore wrote:

 The account also gives you car breakdown cover which has allowed me to drop my AA membership which was in excess of £120pa

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I forgot the car breakdown cover . Well you can see where my priorities lie....in the sun abroad...

[paulbacon]

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@jonsie wrote:

I use my bank account insurance but also have personal items on my home insurance. £12.50/month is a lot....unless of course you lose or break the phone.

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Never broken or lost a phone in my life. Sods law now i dont have insurance i will