on 21-01-2020 23:30
on 21-01-2020 23:46
That's correct I'm afraid. The contract was for the phone at an agreed price and the hire purchase agreement needs to be paid in full irrespective of what the phone is worth now. You would be shocked at the trade in price of the phone but the contract you entered into is binding. This would be the same for any customer.
on 23-01-2020 18:54
Buy a phone and take out a sim only deal next time. You can buy a phone anywhere you want and look for the best price then find a sim only deal to suit your usage.