Can I get a phone contract with a debit card

[-Ash]

Hello I am looking to get a phone on contract with 02 as my old phone is broken and I am in need of a new phone but cant afford 800 pound for the new iphone, can afford it monthly but just can't get past the 02 credit check, I saw online that if I can get the first 3 payment for a contract phone deal then I can use my debit card to pay for the rest of the phone is this possible and if not then is it possible any other way to pay monthly for a contract phone with a debit card.

[-Ash]

I do want to but need a new phone now and don't want to settle for a older model as then it will take me a lot longer to get the one I want thanks for your opinion though

[Bambino]

@-Ash It's not just an opinion, it's a reality check. If your credit history isn't good you're not going to get that phone on contract from O2 or any network provider.

[H3LLCAT505]

@-Ash 

Best to spend a small amount on a decent 2nd hand phone just now for the short term and then putting money away each week till got you’ve got enough to just buy the phone you really want outright. Just going to have to have patience due to the bad credit history.

[madasaf1sh]

As my mum used to say Marks and Spencers taste, Farm Foods Pockets,.. 

@-Ash 

If you cant afford it, then you need to lower your expectations, and settle for an older model such as the iPhone 13 or 14,... Or look at the likes of ID Mobile etc and see if you pass with them..

[jonsie]

As my mother used to say:

"Dog's chance and no chance!"

[Cleoriff · Accepted solution]

@-Ash 

Just remember this. The more times you try and fail, it is recorded as a marker on your credit file.

So that means your chances of passing a credit check, lowers on your file, every time you try and fail.

You need to save up and buy outright as mentioned earlier.

[-Ash]

Okay yes I see there's no support on here just full of tarts like you saying what's in my best intentions and what I can afford and not it doesn't matter as I have the money for the phone now and am just going to buy it outright but all I was looking for is if it would be possible to get the phone on contract with a debit card but if you don't know or don't have anything good to suggest shut the ****** up 

[-Ash]

As I have said to the other person ****** off if you have no useful suggestion

[-Ash]

Thank you all who gave good suggestions but I have the money to just buy the phone now and that's what I will do

[jonsie]

If you have the money now, then yes, you can use a debit card to buy it from O2