Can I get a phone contract with a debit card

[-Ash]

Hello I am looking to get a phone on contract with 02 as my old phone is broken and I am in need of a new phone but cant afford 800 pound for the new iphone, can afford it monthly but just can't get past the 02 credit check, I saw online that if I can get the first 3 payment for a contract phone deal then I can use my debit card to pay for the rest of the phone is this possible and if not then is it possible any other way to pay monthly for a contract phone with a debit card.

[Bambino]

If you can't get past the credit check you won't be able to take out a contract no matter what card you have.

Maybe you should be setting your sights a little lower than an £800 phone and get an inexpensive sim free phone with a Pay & Go sim.

[Oxonian]

@-Ash 

Just because you have failed O2's credit check does not necessarily mean that you will fail elsewhere. Hence, you could consider buying from Apple, Samsung, Amazon or wherever. 

I don't know about Apple but Samsung certainly offer credit terms.  

[H3LLCAT505]

@-Ash 
Apple do offer 0% finance over 2yrs on all phones. Plenty of other places you can buy a phone even some really good refurbished ones as long as go with someone that has good reviews and reputation for refurbishment 

[-Ash]

Thank you for your reply but my problem is I can afford the contract for an iphone 15 but can't get past the credit check as I have had a bad history but am doing well now but can't get past any credit checks with any phone providers that's why I am wondering if the deposit and then debit card would be an option but thank you anyway

[Oxonian]

@-Ash 

You have a suggestion above from @H3LLCAT505 ; maybe take a look at :-

CeX (UK) Buy & Sell Games, Phones, DVDs, Blu-ray, Electronics, Computing, Vision & CDs (webuy.com)

https://uk.webuy.com/

Good luck in whatever you decide on ! 👍

[-Ash]

I don't want a Samsung I want an iPhone the thing I am asking is is it possible to get a contract phone on debit with first 3 payments as I can afford it but have bad credit history if not then I'll just save up a good few months and buy it in full thank you for your reply though 

[-Ash]

No this is the phone I want and was only wondering if I went in to 02 with ID and deposit if the credit check could be avoided if not I will just save up and buy the phone outright it's just that will take a long time and am in need of new phone now and don't want to spend money on a second hand and as it will take longer to save for the phone I do want but thank you for the reply

[MI5]

@-Ash 

Just save up and buy when you can afford it.

[Bambino]

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@-Ash wrote:

No this is the phone I want and was only wondering if I went in to 02 with ID and deposit if the credit check could be avoided if not I will just save up and buy the phone outright it's just that will take a long time and am in need of new phone now and don't want to spend money on a second hand and as it will take longer to save for the phone I do want but thank you for the reply

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@-Ash If your credit history is already bad there is no way that O2 would allow you to avoid the credit check for a phone as expensive as the one you're looking for. That's just not going to happen.