Android Pay coming soon?

[Toby]

Hi guys,

We saw this article this morning and thought it might be useful to read

http://www.bbc.co.uk/news/technology-35874420

"Google has said that it will extend Android Pay to the UK "in the next few months".

The facility allows any device running Android 4.4 or higher and fitted with an NFC (near field communication) chip to act as a tap-and-pay substitute for credit and debit cards.

Several lenders, including Lloyds Bank, HSBC and Nationwide have said they will support the scheme."

Have you used other similar payment options before like Apple Pay? Would you use this for your Android?

[Anonymous]

Definitely!

I think it is a great idea and it is handy for smaller, faster payments. I have used Barclaycard Pay once on my Xperia after forgetting my card and needing to pay for a drink.

I think Google Pay/ Android Pay will be useful in certain situations and it's definitely a step in the right direction but I don't see it ever replacing my card in all smaller (sub £30 transactions) as contactless payment is extremely convenient by itself.

[jonsie]

Soon we will all be using it as more and more retailers get on board with it. Contactless debit cards have really taken off when there were previous doubts. I would certainly use it.

[Bambino]

I have the app on my phone already, just waiting to go.:smileywink:

[viridis]

Bout sodding time too.

[Bambino]

^^^^^^^^^ I agree.

[Cairdeas]

That's great news! x

[Cleoriff]

I have read about this and wondered why Android were 'lagging behind' on this one....

[Toby]

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@Anonymous wrote:
 contactless payment is extremely convenient by itself.

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I agree @Anonymous. I didn't think I'd use it when it was first released, but its so much easier

[Bambino]

I think Android Pay, Samsung Pay, and Apple Pay will eventually take hold here, but as contactless card payments have been around for some time now, they will still be used more, at least for now. Paying using your phone will probably come more to the fore, but at the moment I think it's more geared towards the US market. I always find it incredible that card payment in the US is so outdated and antiquated. They have only introduced chips on cards this year, and it's still chip and signature, not chip and PIN, and they have no plan to introduce PIN's on cards. On top of all that, many vendor's machines aren't working yet because the authentication system is lagging, and millions are being lost in fraudulent transactions.