I am receiving late payments from o2, from a phone which I returned within the 14 days. I then rang o2 after returning it and they informed me that they had received the phone and the contract was cancelled. I then got a letter saying I owed money to o2, which I then rang o2 and the man on the phone said it was a mistake and said he credited the account to balance it out.
I checked my credit score and I have late payments and a default. So I went straight on live chat this time and the agent said the account had been closed and I should have not received those marks on my credit score and to contact my credit report agency.
I have tried emailing CreditFileReferrals@o2.com on the 29th June 2016 and nobody has got back to me.
Noodle Credit Report said they tried to contact o2 and had no response. I received a letter from Noodle saying 'Callcredit is unable to amend an entry without the permission of the organisation responsible for suplying it and as a result, we cannot assist you futher with this dispute. The disput entry will remain suppressed from your credit report, however, please bear in mind that o2 UK Limited can remove the suppression at any time.'
As you can understand it is having a big impact on my credit report, which is adding stress and annoyance to myself. I've been trying to get this removed from my credit report for months now and I am getting nowhere.
I'm hoping somebody can assist me on the forums. Thanks
