applecare+ vs 02

[Anonymous]

I've been looking at the £6 month o2 iPhone insurance for when I get my new iPhone 5s

Then I see the new Apple care+ does anyone know what one is best. Ild only want it for accidental damage etc

[gemz4the1]

Check your bank as most banks offer phone insurance - either included in your current account free or as an add on for a monthly fee.

[Anonymous]

I too would suggest looking at your bank that's who I use and the benefits far outweigh the monthly cost

[Anonymous]

Out of the two I would go for apple care +

I assume you've already checked out its contents and t&c.

Be aware to take it out within the permitted time period of getting the iPhone.

[davethorp]

I have AppleCare+ on my iPhone 5S and my iPad Air. They are both also covered on my home contents for theft and damage but if I have accidental damage I will claim on the AppleCare+ to avoid affecting my contents premium, although it wasn't affected too much when I had to claim for damage to my iPhone 5 after smashing its screen

[adamtemp64 · Accepted solution]

If only for accidental damage. then apple care looks good and I would check but if it includes being able to swap at an apple store then no time without a phone. Plus the added benifit of an extra 12 months apple warranty so again straight swap.

[Anonymous]

Do you pay for Apple care+ monthly or in one lump?

[Anonymous]

Lump sum

[adamtemp64]

£79 up front from apple so almost half the £144 o2 want over 2 years plus as I said the second year warranty from apple that o2 insurance is not providing

[Anonymous]

Thank you.

I wouldn't use O2 insurance anyway.

OP, if you can't get free insurance with your bank, I would definitely go with Apple care+ instead of O2 insurance