What's the criteria to get an IPhone on contract?

[Anonymous]

Hello, I am wanting to get an iPhone on my first ever contract however I am not sure what the criteria to be able to do this is. Does anybody know?? I just want to avoid disappointment and a wasted journey. Many thanks

[jonsie · Accepted solution]

Basics are 18 years old, on the electoral roll andsome sort of credit score.

There is an excellent article on credit rating/scoring on Moneysavingexpert.com which will give you a fair understanding.

http://www.moneysavingexpert.com/loans/credit-rating-credit-score

[MI5]

A good credit rating, be on the electoral role and have a permanent address for starters, probably some other requirements too....

[perksie]

This was answered a while ago in your duplicate post.

All the answers are the same however many times you ask!

http://community.o2.co.uk/t5/Welcome-News/Introduce-yourself/m-p/352178#M5029

[Anonymous]

Its the credit score I'm bothered about because I'm only 20 so I haven't had a chance to boost up my credit score yet. If I brought bank statements in and have been on o2 for several years will this make up for the credit score?

[perksie]

---

@Anonymous wrote:

Its the credit score I'm bothered about because I'm only 20 so I haven't had a chance to boost up my credit score yet. If I brought bank statements in and have been on o2 for several years will this make up for the credit score?

---

Each one is assessed separately, you won't get an answer here.

[Liquid]

Even though your 20 you do have a credit score dw. It's probally just unknown at this point.(your a risk but not as much as a bad credit risk)

You may have to pay a deposit.

[Anonymous]

Someone who has not applied for credit such as an overdraft etc thus having a non existent credit score can be as bad as a poor credit score as a lender or service provider would see that as no one has taken a chance with you although like already said all applications are looked at in their own merits.

Sometimes contracts are accepted if the person pays an upfront fee.

Good luck.

[jonsie]

Having a bank account will help as long as there are no bank fees on there.