Iphone 5. Insurance or no insurance?

[Anonymous]

Hello, people with or getting the iphone5, whats the general consensus on the insurance? have most people got it and if so, is it through o2 or another insurer

[Liquid]

I've got it through another insurer. Unfortunately because your an online customer like myself you'll have to insure through carphone warehouse 😞 (they'll call you soon) I won't touch CPW insurance with a barge poll!

Bad experiences myself

[Pickles]

I don't have insurance! *Wraps phone in cottton wool*

Does Apple care cover phones?  Is that too expensive compared to other insurers?  I have to say I am with Liquid, I would not take out insurance with Carphone Warehouse!

[jonsie]

Always check to see whether your home insurance covers personal items. If not they can usually add it for a small premium. Mine is covered through my bank current account.

[Anonymous]

I took out the insurance with cpwh just to get a free shield for my iPhone 5 free the first payment was due out today but it Wont happen as I cancelled the direct debit. 

[jonsie]

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@Anonymous wrote:

I took out the insurance with cpwh just to get a free shield for my iPhone 5 free the first payment was due out today but it Wont happen as I cancelled the direct debit. 

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Did you get the shield to keep

[Anonymous]

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@jonsie wrote:

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@Anonymous wrote:

I took out the insurance with cpwh just to get a free shield for my iPhone 5 free the first payment was due out today but it Wont happen as I cancelled the direct debit. 

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Did you get the shield to keep

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Haha yep Jonsie the even put it on in store for me saved me £23  

[jonsie]

Love it! Anyone getting anything out of cpw makes my day

[Anonymous]

It was a good deal for me and a bad one for cpwh haha

[PiedPiper]

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@Anonymous wrote:

I took out the insurance with cpwh just to get a free shield for my iPhone 5 free the first payment was due out today but it Wont happen as I cancelled the direct debit. 

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I don't want to alarm you but it sounds to me that just cancelling your direct debit isn't good enough.  I'm no expert but I would have though that you needed to actually cancel the policy. Did you?

I'd hate to think of you being persued for non-payment and then ending up with a marker on your credit rating !!