topic Broken iPhone with insurance. in Apple

Broken iPhone with insurance.

Anonymous — Fri, 01 Feb 2013 22:10:18 GMT

Hi, I just wanted to get someone's opinion on my situation. Basically I've had my iPhone 4S contact just over a year now and I've had iPhone insurance with O2 since I brought the contract. Yesterday I was crossing the road, my phone fell out my pocket and I didn't have time to pick it up and it got run over, very unfortunate, really wasn't my day 😞 the phone was completely destroyed, I picked up what I could, it was all in pieces. I managed to get the sim out and that is fine and working so now I'm using my business work phone with the sim. The phone was so smashed up and ruined that I threw it away. Since I've had insurance from the beginning I'd like to know if it's worth claiming and getting a new one, I've been told its about £60 but I have nothing to send back since I threw the phone in the bin, is this a problem, will I be able to claim now? What should I do? Thanks for all help given!

Re: Broken iPhone with insurance.

jonsie — Fri, 01 Feb 2013 22:22:10 GMT

If a phone is accidentally damaged they usually want to inspect it so you wouldn't be able to clai for that. Now if the phone was lost......

Re: Broken iPhone with insurance.

perksie — Fri, 01 Feb 2013 23:49:09 GMT

Moving the sim to another phone creates a problem as it must not be used until the claim is reported.

You have missed out on your expensive insurance here.

Re: Broken iPhone with insurance.

Liquid — Sat, 02 Feb 2013 00:34:49 GMT

If you only threw it away yesterday it's time to get bin diving. You need to send them the phone back.

To be honest if its a complete write off they may not even replace it if you cannot provide all the handset anyway.

Re: Broken iPhone with insurance.

Anonymous — Sat, 02 Feb 2013 07:37:04 GMT

@jonsie wrote:
If a phone is accidentally damaged they usually want to inspect it so you wouldn't be able to clai for that. Now if the phone was lost......

Re: Broken iPhone with insurance.

Anonymous — Sat, 02 Feb 2013 07:39:15 GMT

In the insurance world your word is not good enough.

Fact , evidence and paper trail is what their interested in.

Too many dodgy claims !

Re: Broken iPhone with insurance.

MI5 — Sat, 02 Feb 2013 14:09:50 GMT

Which part of chucking it in the bin did you think was the right thing to do?

Re: Broken iPhone with insurance.

jonsie — Sat, 02 Feb 2013 14:44:30 GMT

Should have at least been put in the original box and given a decent burial!