topic Re: What's the criteria to get an IPhone on contract? in Apple

What's the criteria to get an IPhone on contract?

Anonymous — Wed, 21 Nov 2012 19:03:23 GMT

Hello, I am wanting to get an iPhone on my first ever contract however I am not sure what the criteria to be able to do this is. Does anybody know?? I just want to avoid disappointment and a wasted journey. Many thanks

Re: What's the criteria to get an IPhone on contract?

jonsie — Wed, 21 Nov 2012 19:08:09 GMT

Basics are 18 years old, on the electoral roll andsome sort of credit score.

There is an excellent article on credit rating/scoring on Moneysavingexpert.com which will give you a fair understanding.

http://www.moneysavingexpert.com/loans/credit-rating-credit-score

Re: What's the criteria to get an IPhone on contract?

MI5 — Wed, 21 Nov 2012 19:06:05 GMT

A good credit rating, be on the electoral role and have a permanent address for starters, probably some other requirements too....

Re: What's the criteria to get an IPhone on contract?

perksie — Wed, 21 Nov 2012 19:09:55 GMT

This was answered a while ago in your duplicate post.

All the answers are the same however many times you ask!

http://community.o2.co.uk/t5/Welcome-News/Introduce-yourself/m-p/352178#M5029

Re: What's the criteria to get an IPhone on contract?

Anonymous — Wed, 21 Nov 2012 19:10:05 GMT

Its the credit score I'm bothered about because I'm only 20 so I haven't had a chance to boost up my credit score yet. If I brought bank statements in and have been on o2 for several years will this make up for the credit score?

Re: What's the criteria to get an IPhone on contract?

perksie — Wed, 21 Nov 2012 19:11:23 GMT

@Anonymous wrote:
Its the credit score I'm bothered about because I'm only 20 so I haven't had a chance to boost up my credit score yet. If I brought bank statements in and have been on o2 for several years will this make up for the credit score?

Each one is assessed separately, you won't get an answer here.

Re: What's the criteria to get an IPhone on contract?

Liquid — Wed, 21 Nov 2012 20:02:51 GMT

Even though your 20 you do have a credit score dw. It's probally just unknown at this point.(your a risk but not as much as a bad credit risk)

You may have to pay a deposit.

Re: What's the criteria to get an IPhone on contract?

Anonymous — Thu, 22 Nov 2012 06:40:07 GMT

Someone who has not applied for credit such as an overdraft etc thus having a non existent credit score can be as bad as a poor credit score as a lender or service provider would see that as no one has taken a chance with you although like already said all applications are looked at in their own merits.

Sometimes contracts are accepted if the person pays an upfront fee.

Good luck.

Re: What's the criteria to get an IPhone on contract?

jonsie — Thu, 22 Nov 2012 11:57:59 GMT

Having a bank account will help as long as there are no bank fees on there.