topic Health News: Cost of Care in Off-Topic

Health News: Cost of Care

Cleoriff — Wed, 28 Jan 2015 21:29:50 GMT

When I started my nursing career xxxx years ago there was a phrase taught to all new recruits joining the profession. *From the cradle to the grave*

It was used when the NHS was formed in 1948. It meant that governments then and in the future would provide care to newborns until they reached the end of their life

So today this news was released by the BBC, which gives a completely different outlook for the elderly in our communities. I know many younger people never want to think this far ahead.....but if honest this report makes for very frightening reading...and if we continue living longer everyone should stop and give some thought to the report

Care spending for the elderly has been reduced by a fifth over the last 10 years. Which means we should all be looking at provision for our own care and not just planning to get a good pension

http://www.bbc.co.uk/news/health-31015807

As a result of this report, the BBC has launched its own Cost Of Care project and has provided a calculator

so you can work out now........how much you will need to provide for your own care needs (if you or a family member needed it today)

http://www.bbc.co.uk/news/health-30990913

Re: Health News: Cost of Care

MI5 — Wed, 28 Jan 2015 21:44:00 GMT

Disgraceful practice.
The elderly have paid way more into the system than half of the younger ones, esp the "unemployed" who will no doubt expect 5* treatment despite not paying a penny into the system at all.....

Re: Health News: Cost of Care

Bambino — Wed, 28 Jan 2015 21:45:21 GMT

Thanks for those two links @Cleoriff Pretty disconcerting, but something everyone needs to know.

Re: Health News: Cost of Care

Beenherebefore — Wed, 28 Jan 2015 21:52:20 GMT

The key is not to own a property and spend all your salary/pension each month. Anything else on top of that such as a disability is a bonus.

Re: Health News: Cost of Care

Anonymous — Wed, 28 Jan 2015 21:53:21 GMT

Thank you for the information Cleoriff.

My mother in law has been in hospital for 3 months and was due to be coming home with a care package that we were told we had to arrange. Trying to sort out the care has been a minefield as it's difficult to know what she needs and help isn't exactly forthcoming. We managed to find a care agency but have no idea what happens next if her money runs out as she will still need care.

Re: Health News: Cost of Care

Cleoriff — Wed, 28 Jan 2015 21:54:35 GMT

@MI5 wrote:
Disgraceful practice.
The elderly have paid way more into the system than half of the younger ones, esp the "unemployed" who will no doubt expect 5* treatment despite not paying a penny into the system at all.....

A subject very close to my heart Rich. When my Mum needed residential care she had to sell her house to pay for it.

Her and Dad worked hard all their lives, scrimping and saving so they could leave something for the family.

(not that we wanted anything) She was in a lovely care home. The guy in the room next door had never worked a day in his life. His care was paid for by the government.

Always seemed grossly unfair to me.........

Re: Health News: Cost of Care

Cleoriff — Wed, 28 Jan 2015 22:00:39 GMT

@Anonymous wrote:
Thank you for the information Cleoriff.

My mother in law has been in hospital for 3 months and was due to be coming home with a care package that we were told we had to arrange. Trying to sort out the care has been a minefield as it's difficult to know what she needs and help isn't exactly forthcoming. We managed to find a care agency but have no idea what happens next if her money runs out as she will still need care.

Tracey...I feel for you with this dilemma. This is why I get so annoyed. It shouldn't be you and your family that has to arrange this. The funding should be there and systems in place to allow you peace of mind.

Its a Catch 22 really. You need to know the system to get the best out of it. ....however ....then as a caring family you may end up providing much of the care yourselves if you show that your are always there...always willing to help.

Re: Health News: Cost of Care

MI5 — Wed, 28 Jan 2015 22:04:03 GMT

My parents don't own anything anymore except an old car worth a few hundred quid.
Everything else is in mine and my sisters name - they even pay rent on their home to us......
Best of all it's all legal so the govt can't touch their non existent assets..... mwahahaha!!

Re: Health News: Cost of Care

jonsie — Wed, 28 Jan 2015 22:05:48 GMT

Growing old in England seems to be a crime now. Thanks very much to our over paid, over populated and I'm all right Jack successive governments but I'll take my chances here in Thailand.

The NHS service used to be something you could shout about and be proud of wherever you were in the world. I feel so sorry for the dedicated, unselfish and caring doctors and nurses who do their best despite the never ending cutbacks and enforced cost cutting by local councils.

What is this country coming to?

Re: Health News: Cost of Care

Beenherebefore — Wed, 28 Jan 2015 22:07:21 GMT

@Anonymous wrote:
Thank you for the information Cleoriff.

My mother in law has been in hospital for 3 months and was due to be coming home with a care package that we were told we had to arrange. Trying to sort out the care has been a minefield as it's difficult to know what she needs and help isn't exactly forthcoming. We managed to find a care agency but have no idea what happens next if her money runs out as she will still need care.

If a care package is not in place then she cannot be discharged. Whoever assessed her need for a care package is responsible for specifying the level of care needed. I presume the assessment was carried out by local council social services.

Re: Health News: Cost of Care

Cleoriff — Wed, 28 Jan 2015 22:09:09 GMT

@MI5 wrote:
My parents don't own anything anymore except an old car worth a few hundred quid.
Everything else is in mine and my sisters name - they even pay rent on their home to us......
Best of all it's all legal so the govt can't touch their non existent assets..... mwahahaha!!

Rich....Legal yes...as long as the transfer to your name is made 7 years before they need care...or worse?

Re: Health News: Cost of Care

anticpated — Wed, 28 Jan 2015 22:18:55 GMT

They can send me out to sea in a cardboard box when my time comes. Cheaper than a hole in the ground.

Re: Health News: Cost of Care

Beenherebefore — Wed, 28 Jan 2015 22:23:29 GMT

@MI5 ....that is the answer but few parents recognise this early enough.

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MI5 — Wed, 28 Jan 2015 22:24:29 GMT

@Cleoriff wrote:
Rich....Legal yes...as long as the transfer to your name is made 7 years before they need care...or worse?

Oh yes - done over 10 years ago now

Re: Health News: Cost of Care

Cleoriff — Wed, 28 Jan 2015 22:32:23 GMT

@MI5 wrote:
@Cleoriff wrote:
Rich....Legal yes...as long as the transfer to your name is made 7 years before they need care...or worse?
Oh yes - done over 10 years ago now

Good for them and you....However remember this.....today you feel young(ish) and probably are... in the grand scheme of things...

In a few years you wont be...and holding onto two properties (yours and your parents.....or funds from the sale of one of these)...

What I am trying to say to you...dont rest on your laurels with all this income. One day YOU will be old and needing care. .....

Better get yourself some sort of off shore account .....:smileywink:

Re: Health News: Cost of Care

MI5 — Wed, 28 Jan 2015 22:34:26 GMT

I'll just pass it on...

Re: Health News: Cost of Care

Cleoriff — Wed, 28 Jan 2015 22:38:40 GMT

@MI5 wrote:
I'll just pass it on...

Or spend it all on the best time ever....:smileywink:

I would say invite me...but I expect I will be in a care home somewhere

Re: Health News: Cost of Care

Anonymous — Thu, 29 Jan 2015 10:18:23 GMT

@anticpated wrote:
They can send me out to sea in a cardboard box when my time comes. Cheaper than a hole in the ground.

Oh no! Don't like that idea. Think of the pollution it would cause. Why not consider being left on a compost heap? At least you'd be well recycled! Think of all the lovely flowers you'd help grow, or better still fresh vegetables. Somehow don't think either idea is likely to catch on.

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anticpated — Thu, 29 Jan 2015 11:04:27 GMT

Yes i will give it some consideration and for my next decomposition...

Re: Health News: Cost of Care

Anonymous — Thu, 29 Jan 2015 11:07:29 GMT

@anticpated wrote:
Yes i will give it some consideration and for my next decomposition...