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    <title>topic Re: Insurance added without knowledge in Other Devices</title>
    <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887966#M47508</link>
    <description>Hopefully just a genuine mistake by someone.</description>
    <pubDate>Sun, 14 Jun 2015 14:49:47 GMT</pubDate>
    <dc:creator>MI5</dc:creator>
    <dc:date>2015-06-14T14:49:47Z</dc:date>
    <item>
      <title>Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887963#M47506</link>
      <description>When I originally got the phone, I declined the £12.50 insurance but I see now that it's added as a bolt on.&lt;BR /&gt;&lt;BR /&gt;How could this happen and has anyone else experienced this?</description>
      <pubDate>Sun, 14 Jun 2015 14:40:42 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887963#M47506</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T14:40:42Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887964#M47507</link>
      <description>&lt;P&gt;It shouldn't happen. Did you sign without reading it?&amp;nbsp;&lt;/P&gt;&lt;P&gt;Either way call customer service and cancel of you don't want it and ask for the premiums to be refunded.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="http://www.o2.co.uk/how-to-complain" target="_blank"&gt;http://www.o2.co.uk/how-to-complain&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 14:48:25 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887964#M47507</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2015-06-14T14:48:25Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887966#M47508</link>
      <description>Hopefully just a genuine mistake by someone.</description>
      <pubDate>Sun, 14 Jun 2015 14:49:47 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887966#M47508</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2015-06-14T14:49:47Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887967#M47509</link>
      <description>&lt;P&gt;Hi @Anonymous&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp; It looks like it was added in error by back office, but not to worry. If you ring customer services they will put u trough to O2 insure to cancel it. If it's less than 14 days there are no charges. Hope this helps &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@86490D440D0190FE6D301D335D2A66D8/images/smilies/011.png" alt="slight_smile" title="slight_smile" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 14:50:02 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887967#M47509</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T14:50:02Z</dc:date>
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    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887969#M47510</link>
      <description>&lt;P&gt;Sounds like somebody goofed, as jonsie says they should cancel it for you.&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 14:51:14 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887969#M47510</guid>
      <dc:creator>perksie</dc:creator>
      <dc:date>2015-06-14T14:51:14Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887973#M47511</link>
      <description>What do you mean " if it's less than 14 days there should be no charges"? If I didn't want it in the first place and it was added in error there shouldn't be any charges at all</description>
      <pubDate>Sun, 14 Jun 2015 14:56:56 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887973#M47511</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T14:56:56Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887975#M47512</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;What do you mean " if it's less than 14 days there should be no charges"? If I didn't want it in the first place and it was added in error there shouldn't be any charges at all&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Correct! Call them and ask for an explanation.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 14:59:30 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887975#M47512</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2015-06-14T14:59:30Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887979#M47513</link>
      <description>&lt;P&gt;CS is open until 6pm today if you to call now.&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:08:09 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887979#M47513</guid>
      <dc:creator>perksie</dc:creator>
      <dc:date>2015-06-14T15:08:09Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887982#M47514</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/20"&gt;@perksie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;CS is open until 6pm today if you to call now.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;and quiet too we believe.&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:11:29 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887982#M47514</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2015-06-14T15:11:29Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887983#M47515</link>
      <description>So did they offer you both insurances &amp;amp; you declined both? Must be a genuine mistake hopefully</description>
      <pubDate>Sun, 14 Jun 2015 15:14:13 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887983#M47515</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T15:14:13Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887985#M47516</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/24643"&gt;@MI5&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/20"&gt;@perksie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;CS is open until 6pm today if you to call now.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;and quiet too we believe.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Very quiet methinks.....&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:18:01 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887985#M47516</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2015-06-14T15:18:01Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887989#M47517</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;What do you mean " if it's less than 14 days there should be no charges"? If I didn't want it in the first place and it was added in error there shouldn't be any charges at all&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It means it wont reflect on your bill. If it's over 14 days the charges need to be credited back by CS. You will see a debit then a credit.&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:28:34 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887989#M47517</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T15:28:34Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887994#M47518</link>
      <description>Declined all insurance at the point of sale. Refresh contract device now settled&lt;BR /&gt;&lt;BR /&gt;Not in the UK so will not be phoning today</description>
      <pubDate>Sun, 14 Jun 2015 15:39:11 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887994#M47518</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T15:39:11Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887996#M47519</link>
      <description>&lt;P&gt;You can call for free from abroad on this number from your mobile:&amp;nbsp;&lt;SPAN&gt;+44 3448090202&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;How long ago did you get the phone?&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:43:49 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887996#M47519</guid>
      <dc:creator>Bambino</dc:creator>
      <dc:date>2015-06-14T15:43:49Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887999#M47520</link>
      <description>&lt;P&gt;I wonder how much commission the sales person gets for adding unwanted insurance. ...&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:49:15 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/887999#M47520</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2015-06-14T15:49:15Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888003#M47521</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/27"&gt;@jonsie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I wonder how much commission the sales person gets for adding unwanted insurance. ...&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good point &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:52:51 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888003#M47521</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2015-06-14T15:52:51Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888004#M47522</link>
      <description>A couple of years ago. I think. Got 2 for daughters. Refresh. One device plan finished, insurance charge. Other device plan doesn't finish till November&lt;BR /&gt;&lt;BR /&gt;Not sure if my EE phone will be able to use O2 overseas number.</description>
      <pubDate>Sun, 14 Jun 2015 15:54:10 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888004#M47522</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T15:54:10Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888005#M47523</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;A couple of years ago. I think. Got 2 for daughters. Refresh. One device plan finished, insurance charge. Other device plan doesn't finish till November&lt;BR /&gt;&lt;BR /&gt;Not sure if my EE phone will be able to use O2 overseas number.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You will be able to use it but it won't be free...&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 15:55:18 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888005#M47523</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2015-06-14T15:55:18Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888009#M47524</link>
      <description>Refuse to pay to sort something out that's not my **bleep** up (for once!)</description>
      <pubDate>Sun, 14 Jun 2015 16:00:10 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888009#M47524</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-14T16:00:10Z</dc:date>
    </item>
    <item>
      <title>Re: Insurance added without knowledge</title>
      <link>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888020#M47525</link>
      <description>&lt;P&gt;&lt;SPAN&gt;It's taken you 'a couple of years' to notice that you've been charged an extra £12.50 per month?&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 14 Jun 2015 16:19:06 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Other-Devices/Insurance-added-without-knowledge/m-p/888020#M47525</guid>
      <dc:creator>Bambino</dc:creator>
      <dc:date>2015-06-14T16:19:06Z</dc:date>
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