topic Re: O2 Refresh in Pay Monthly

O2 Refresh

Anonymous — Tue, 23 Jun 2015 14:27:55 GMT

Hi,

I have just bought my partner a new phone on the o2 refresh, for some reason o2 asked for a deposit of £450 for an iPhone 6. Needing a new phone asap i ordered her a Samsung Ace for the time being.

Obviously i can upgrade anytime so what happens if in a month or so i want to pay off this Samsung Ace and get an Iphone 6?

Does this mean they will credit check again and again if you want to upgrade?

Re: O2 Refresh

MI5 — Tue, 23 Jun 2015 14:43:19 GMT

No credit checks for upgrades usually, it's just for new contracts.

Re: O2 Refresh

Anonymous — Tue, 23 Jun 2015 14:47:11 GMT

Thank you for that, to me it seems strange as they wanted a £450 deposit for an iPhone 6, now i can just pay off the fee for the Samsung Ace next week and get the iPhone 6 for my partner at a far lower price than the deposit they asked for

Re: O2 Refresh

MI5 — Tue, 23 Jun 2015 15:15:59 GMT

Your credit rating will be better too for doing it that way

Re: O2 Refresh

jonsie — Tue, 23 Jun 2015 15:19:46 GMT

For a new contract they will always credit check but for normal upgrades, as long as there are are no missed payments there will be no credit check.