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    <title>topic Paying Off Contract Early in Pay Monthly</title>
    <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422686#M40658</link>
    <description>&lt;P&gt;Hi,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm new to the forum, and I wanted to ask a question about paying off my contract early.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have 5 months left of my 24 month contract. I was wondering, the amount I pay off on the remaining 5 months, what should this amount include? Is it just the monthly charge (x5) or will the blackberry monthly&amp;nbsp;bolton and monthly phone insurance be included too in the calculating of how much I need to pay, to pay off contract early?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Liam.&lt;/P&gt;</description>
    <pubDate>Thu, 07 Mar 2013 18:06:53 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-03-07T18:06:53Z</dc:date>
    <item>
      <title>Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422686#M40658</link>
      <description>&lt;P&gt;Hi,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm new to the forum, and I wanted to ask a question about paying off my contract early.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have 5 months left of my 24 month contract. I was wondering, the amount I pay off on the remaining 5 months, what should this amount include? Is it just the monthly charge (x5) or will the blackberry monthly&amp;nbsp;bolton and monthly phone insurance be included too in the calculating of how much I need to pay, to pay off contract early?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Liam.&lt;/P&gt;</description>
      <pubDate>Thu, 07 Mar 2013 18:06:53 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422686#M40658</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-07T18:06:53Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422690#M40659</link>
      <description>&lt;P&gt;Bolt ons can be removed then it's the amount per month x thie months outstanding.&lt;/P&gt;</description>
      <pubDate>Thu, 07 Mar 2013 18:11:47 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422690#M40659</guid>
      <dc:creator>perksie</dc:creator>
      <dc:date>2013-03-07T18:11:47Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422702#M40660</link>
      <description>You should also get VAT knocked off but that's another story....... &lt;span class="lia-unicode-emoji" title=":disappointed_face:"&gt;😞&lt;/span&gt;</description>
      <pubDate>Thu, 07 Mar 2013 18:32:40 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422702#M40660</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2013-03-07T18:32:40Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422880#M40683</link>
      <description>Either way is an expensive resolution.&lt;BR /&gt;&lt;BR /&gt;Why not stick it out for the remainder and get usage out of the money your paying ,and then give notice, get your pac and move on.</description>
      <pubDate>Thu, 07 Mar 2013 21:58:38 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422880#M40683</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-07T21:58:38Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422932#M40695</link>
      <description>&lt;P&gt;&lt;FONT color="#ff0000"&gt;"Either way is an expensive resolution.&lt;/FONT&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;FONT color="#ff0000"&gt;Why not stick it out for the remainder and get usage out of the money your paying ,and then give notice, get your pac and move on".&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;------------------------------------------------------------------------------------&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't want to leave O2, I've had outstanding service from them. It's just the phone!&lt;BR /&gt;&lt;BR /&gt;Liam.&lt;/P&gt;</description>
      <pubDate>Thu, 07 Mar 2013 23:00:08 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422932#M40695</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-07T23:00:08Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422938#M40696</link>
      <description>&lt;P&gt;Why don't you buy a cheap sim free phone, use it until you have a month left on your contract, then upgrade to a phone you like?&lt;/P&gt;</description>
      <pubDate>Thu, 07 Mar 2013 23:12:08 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/422938#M40696</guid>
      <dc:creator>Bambino</dc:creator>
      <dc:date>2013-03-07T23:12:08Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423096#M40708</link>
      <description>&lt;P&gt;That's not how I've read your original post !&lt;BR /&gt;&lt;BR /&gt;I can't see where you've said your just unhappy with the phone !&lt;/P&gt;</description>
      <pubDate>Fri, 08 Mar 2013 15:33:02 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423096#M40708</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-08T15:33:02Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423104#M40710</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;That's now how I've read your original post !&lt;BR /&gt;&lt;BR /&gt;I can't see where you've said your just unhappy with the phone !&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;Is your crystal ball not working either mate ? Time and again we go to the trouble of sometimes lengthy responses to questions to only get additional pertinent information later on..... Hey ho !! &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;</description>
      <pubDate>Fri, 08 Mar 2013 11:19:21 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423104#M40710</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2013-03-08T11:19:21Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423126#M40714</link>
      <description>Nature of the bear my friend.&lt;BR /&gt;&lt;BR /&gt;I'm off to go get my micro-fibre cloth to polish my crystal ball up&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;</description>
      <pubDate>Fri, 08 Mar 2013 11:39:15 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423126#M40714</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-08T11:39:15Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423290#M40726</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Nature of the bear my friend.&lt;BR /&gt;&lt;BR /&gt;I'm off to go get my micro-fibre cloth to polish my crystal ball up&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Crystal balls are available on request from Leonard or Toby and fully compatible with TuGo!:smileywink:&lt;/P&gt;</description>
      <pubDate>Fri, 08 Mar 2013 14:27:25 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423290#M40726</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2013-03-08T14:27:25Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423342#M40728</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/27"&gt;@jonsie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Nature of the bear my friend.&lt;BR /&gt;&lt;BR /&gt;I'm off to go get my micro-fibre cloth to polish my crystal ball up&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Crystal balls are available on request from Leonard or Toby and fully compatible with TuGo!:smileywink:&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do i get the veil I can wear to go with the set up ?&lt;/P&gt;</description>
      <pubDate>Fri, 08 Mar 2013 15:33:51 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423342#M40728</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-08T15:33:51Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423346#M40729</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/27"&gt;@jonsie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Nature of the bear my friend.&lt;BR /&gt;&lt;BR /&gt;I'm off to go get my micro-fibre cloth to polish my crystal ball up&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Crystal balls are available on request from Leonard or Toby and fully compatible with TuGo!:smileywink:&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do i get the veil I can wear to go with the set up ?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;....and the big gold earings!&lt;/P&gt;</description>
      <pubDate>Fri, 08 Mar 2013 15:35:37 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423346#M40729</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2013-03-08T15:35:37Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423356#M40731</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/27"&gt;@jonsie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/27"&gt;@jonsie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Nature of the bear my friend.&lt;BR /&gt;&lt;BR /&gt;I'm off to go get my micro-fibre cloth to polish my crystal ball up&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Crystal balls are available on request from Leonard or Toby and fully compatible with TuGo!:smileywink:&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do i get the veil I can wear to go with the set up ?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;....and the big gold earings!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Heck i'll look like Pat Butcher off Eastenders !!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And before the sly comments creep in i'm made to watch the programme by my other half &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@33863B56B173FAAE8B3E865D767D41D4/images/smilies/022.png" alt="tongue" title="tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 08 Mar 2013 15:38:16 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423356#M40731</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-08T15:38:16Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423402#M40735</link>
      <description>&lt;P&gt;Never said a word.............!&lt;/P&gt;</description>
      <pubDate>Fri, 08 Mar 2013 15:59:17 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423402#M40735</guid>
      <dc:creator>perksie</dc:creator>
      <dc:date>2013-03-08T15:59:17Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423898#M40754</link>
      <description>&lt;P&gt;Ok, just to clear up any misunderstanding and feeling that some top posters don't feel that &lt;STRONG&gt;"Time and again&amp;nbsp;they go to the trouble of sometimes lengthy responses to questions to only get additional pertinent information later on" &lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes you are correct, I didn't clearly give all relevant info, so my apologises!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Adding to my first question - I wish to remain with O2, after all, I've had an outstanding service with them! I am just very unhappy with my BlackBerry, so much so, that I can't really put up with it for another 5 months. I also want to keep my existing phone number too!&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;&amp;nbsp;&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;Just wanted to know guys, what I can expect O2 to calculate the price of paying off my contract early? I understand from replies already to my post that they shouldn't add VAT or include the monthly boltons prices to the payoff price. Is there anything else?&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;&amp;nbsp;&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;Thank you guys for your input on this, I really appreciate it!&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;&amp;nbsp;&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;Liam.&lt;/P&gt;&lt;P class="first-child nth-child-odd only-child nth-child-1 last-child"&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 09 Mar 2013 11:01:21 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423898#M40754</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-09T11:01:21Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423908#M40755</link>
      <description>They shouldn't include the VAT, but they do. They will knock off any bolt ons for BB services though so I expect this to be £5 off your monthly bill, then multiply your basic monthly bill by the amount of months remaining. That's all there is to it &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;</description>
      <pubDate>Sat, 09 Mar 2013 11:12:57 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423908#M40755</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2013-03-09T11:12:57Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423922#M40758</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/24643"&gt;@MI5&lt;/a&gt; wrote:&lt;BR /&gt;They shouldn't include the VAT, but they do. They will knock off any bolt ons for BB services though so I expect this to be £5 off your monthly bill, then multiply your basic monthly bill by the amount of months remaining. That's all there is to it &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hi MI5,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I also have O2 Premier Insurance on my BlackBerry which I understand is a bolton, will O2 knock off this O2 insurance bolton too?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"They shouldn't include the VAT, but they do!" How can I stop them from doing this if they shouldn't be doing so?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Liam.&lt;/P&gt;</description>
      <pubDate>Sat, 09 Mar 2013 12:10:09 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423922#M40758</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-09T12:10:09Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423940#M40762</link>
      <description>You could sell the Blackberry and use the funds to help pay for another type of smartphone and stay with 02 !&lt;BR /&gt;&lt;BR /&gt;Just a thought.&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;</description>
      <pubDate>Sat, 09 Mar 2013 12:21:42 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/423940#M40762</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-09T12:21:42Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/424116#M40785</link>
      <description>Yes the insurance will be knocked off too. I don't think there is anything you can do about the VAT aspect other than have a moan &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@86490D440D0190FE6D301D335D2A66D8/images/smilies/011.png" alt="slight_smile" title="slight_smile" /&gt;</description>
      <pubDate>Sat, 09 Mar 2013 16:28:27 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/424116#M40785</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2013-03-09T16:28:27Z</dc:date>
    </item>
    <item>
      <title>Re: Paying Off Contract Early</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/424150#M40791</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;You could sell the Blackberry and use the funds to help pay for another type of smartphone and stay with 02 !&lt;BR /&gt;&lt;BR /&gt;Just a thought.&lt;BR /&gt;&lt;BR /&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you for the thought, but, don't think anyone will want&amp;nbsp;to buy a&amp;nbsp;bad BlackBerry Torch 9810.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0298759A4703928FCB017542757CF0DA/images/smilies/013.png" alt="wink" title="wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 09 Mar 2013 17:24:12 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Paying-Off-Contract-Early/m-p/424150#M40791</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-09T17:24:12Z</dc:date>
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