topic Re: Switch Up credit check in Pay Monthly

Switch Up credit check

Rulunajane20 — Tue, 25 Oct 2022 00:58:25 GMT

Hello

I have recently upgraded to the iPhone 14 pro. I’ve had a think and I am better suited to the pro max, so I intend to use switch up to swap from the pro to the pro max once it comes back into stock.

By using O2 Switch Up, will I get credit checked for swapping to a different handset?

If so, is there a way to check I’m eligible for the Pro Max before handing over the 14 Pro? I wouldn’t like to be left with nothing if I somehow (touch wood) fail the credit check.

My credit score has dropped significantly this month which I’m trying to get rectified (fingers crossed it can get sorted) but I worry this will affect my ability to switch phones.

If I could, I would simply return the Pro right now but I’d be without a phone for over a month until pro max stock was available.

Advice is much appreciated.

Thanks in advance

Re: Switch Up credit check

MI5 — Tue, 25 Oct 2022 09:40:49 GMT

@Rulunajane20

Switchup involves a new contract, so yes, you are credit checked.

The only way to find out if you will be accepted is to apply and see what the computer says, unfortunately.

Re: Switch Up credit check

Rulunajane20 — Wed, 26 Oct 2022 23:02:50 GMT

I don’t recall getting credit checked when upgrading. I’m thinking of returning the phone and doing the upgrade process again while using a cheapie phone until the pro max can be delivered.

Note to self (and others): don’t give away your old phone straight away after upgrading, you might need it back 😂

Re: Switch Up credit check

MI5 — Thu, 27 Oct 2022 10:49:50 GMT

@Rulunajane20

You don't get credit checked for upgrades but you do with switch up as it's not an upgrade - it's a new contract.