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    <title>topic Re: 3 month upgrade in Pay Monthly</title>
    <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112737#M147102</link>
    <description>&lt;P&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/3023556"&gt;@calviin&lt;/a&gt;It's 3 months as long as you haven't missed a payment. Contact customer services and speak to an agent. Also point them to these terms and conditions which clearly state 3 months&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.o2.co.uk/termsandconditions/rewards/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions" target="_self"&gt;https://www.o2.co.uk/termsandconditions/rewards/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions&lt;/A&gt;&lt;/P&gt;&lt;P&gt;By the way, is this to do with your previous thread here? &lt;A href="https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112501" target="_self"&gt;https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112501&lt;/A&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 12 Mar 2018 14:23:56 GMT</pubDate>
    <dc:creator>Cleoriff</dc:creator>
    <dc:date>2018-03-12T14:23:56Z</dc:date>
    <item>
      <title>Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112501#M147021</link>
      <description>&lt;P&gt;Hello&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just after some advice&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am on a SIM ONLY. I can upgrade to a refresh phone contract after 3 months which i can on 19/03/2018&lt;/P&gt;&lt;P&gt;My 3rd payment is due out of my bank account on 13/03/2018&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had to change banks and i updated my direct debit details with O2 on 5/3/18. I don't think my direct debit payment will come out in time? I understand the upgrade is only accepted if i have made 3 payments on time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What can i do?&lt;/P&gt;&lt;P&gt;Of course I can pay with my debit card but surely any payment i make now will not be taken off my bill until my next bill is generated?&lt;/P&gt;</description>
      <pubDate>Sat, 10 Mar 2018 18:27:32 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112501#M147021</guid>
      <dc:creator>calviin</dc:creator>
      <dc:date>2018-03-10T18:27:32Z</dc:date>
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    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112503#M147022</link>
      <description>I would pay immediately manually to preserve your 100% payment record and explain to o2 that you have changed banks so they know the reason why.&lt;BR /&gt;If the DD is taken it will be a credit on your account for next month anyway so you won't lose out anything.</description>
      <pubDate>Sat, 10 Mar 2018 18:46:09 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112503#M147022</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2018-03-10T18:46:09Z</dc:date>
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    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112522#M147034</link>
      <description>&lt;P&gt;I too would make the debit card payment. Your account will go into credit but if that's an issue you can request a credit refund though that can take up to 10 days.&lt;/P&gt;</description>
      <pubDate>Sat, 10 Mar 2018 20:20:53 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112522#M147034</guid>
      <dc:creator>jonsie</dc:creator>
      <dc:date>2018-03-10T20:20:53Z</dc:date>
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    <item>
      <title>3 month upgrade</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112733#M147100</link>
      <description>&lt;P&gt;So just spoke with two live chat advisors about my upgrade from SIMO to a refresh phone plan after 3 months. Both have told me it is 6 months&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have always been under the impression i am correct with 3 months which would be 19/03/2018 and i even quoted the terms and conditons. I find the live chat agents very unhelpful and they take so long replying to questions. I wish the live chat was UK based where people would understand english&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am so angry with them&lt;/P&gt;</description>
      <pubDate>Mon, 12 Mar 2018 13:56:57 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112733#M147100</guid>
      <dc:creator>calviin</dc:creator>
      <dc:date>2018-03-12T13:56:57Z</dc:date>
    </item>
    <item>
      <title>Re: 3 month upgrade</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112736#M147101</link>
      <description>&lt;P&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/3023556"&gt;@calviin&lt;/a&gt;&amp;nbsp;Live Chat has never been reliable. You can speak to customer service by calling 202 for free from your mobile. You're much more likely to get an accurate answer.&lt;/P&gt;&lt;P&gt;Edit: Best time to call is 8-8.30 am to avoid a long wait on hold.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Mar 2018 14:08:57 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112736#M147101</guid>
      <dc:creator>Bambino</dc:creator>
      <dc:date>2018-03-12T14:08:57Z</dc:date>
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    <item>
      <title>Re: 3 month upgrade</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112737#M147102</link>
      <description>&lt;P&gt;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/3023556"&gt;@calviin&lt;/a&gt;It's 3 months as long as you haven't missed a payment. Contact customer services and speak to an agent. Also point them to these terms and conditions which clearly state 3 months&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.o2.co.uk/termsandconditions/rewards/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions" target="_self"&gt;https://www.o2.co.uk/termsandconditions/rewards/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions&lt;/A&gt;&lt;/P&gt;&lt;P&gt;By the way, is this to do with your previous thread here? &lt;A href="https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112501" target="_self"&gt;https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112501&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 12 Mar 2018 14:23:56 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112737#M147102</guid>
      <dc:creator>Cleoriff</dc:creator>
      <dc:date>2018-03-12T14:23:56Z</dc:date>
    </item>
    <item>
      <title>Re: 3 month upgrade</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112740#M147103</link>
      <description>&lt;P&gt;Thanks for your replies yes it is related. I just wanted to make sure my upgrade date is still next Monday. I will call 202 to get clarification&lt;/P&gt;</description>
      <pubDate>Mon, 12 Mar 2018 14:24:30 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1112740#M147103</guid>
      <dc:creator>calviin</dc:creator>
      <dc:date>2018-03-12T14:24:30Z</dc:date>
    </item>
    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113822#M147381</link>
      <description>So now O2 are saying it's only 3 months to upgrade if your an existing customer going from SIM only otherwise it's six months and are now saying my upgrade date is in June.</description>
      <pubDate>Sun, 18 Mar 2018 13:41:16 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113822#M147381</guid>
      <dc:creator>calviin</dc:creator>
      <dc:date>2018-03-18T13:41:16Z</dc:date>
    </item>
    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113823#M147382</link>
      <description>It's 3 months and it's quite clear in their own T&amp;amp;C's&lt;BR /&gt;&lt;A href="https://www.o2.co.uk/termsandconditions/rewards/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions" target="_blank"&gt;https://www.o2.co.uk/termsandconditions/rewards/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions&lt;/A&gt;</description>
      <pubDate>Sun, 18 Mar 2018 13:43:52 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113823#M147382</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2018-03-18T13:43:52Z</dc:date>
    </item>
    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113928#M147429</link>
      <description>&lt;P&gt;Low and behold i was able to upgrade via myo2 this morning. I want to go back to live chat and rub it in their face. Duyrucduito will not know what hit him/her&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyway i chose the iPhone X 64gb Silver to collect in store today 30GB for £78 a month plus i get o2 open discount. Not sure how much i get discounted off airtime think its 15% &lt;img class="lia-deferred-image lia-image-emoji" src="https://community.o2.co.uk/html/@0149A0826AE09C35D3CA6504D2F91C64/images/smilies/001.png" alt="grin" title="grin" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 19 Mar 2018 04:09:42 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113928#M147429</guid>
      <dc:creator>calviin</dc:creator>
      <dc:date>2018-03-19T04:09:42Z</dc:date>
    </item>
    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113929#M147430</link>
      <description>Because ive just paid my bill and its on a pro rata basis. What happens to the rest of the month i paid in advance for? Will i be billed again as soon as i collect the device? Thanks</description>
      <pubDate>Mon, 19 Mar 2018 04:16:22 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113929#M147430</guid>
      <dc:creator>calviin</dc:creator>
      <dc:date>2018-03-19T04:16:22Z</dc:date>
    </item>
    <item>
      <title>Re: Upgrade, direct debit,</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113932#M147433</link>
      <description>It gets added to next bill.&lt;BR /&gt;Your billing date doesn’t change.</description>
      <pubDate>Mon, 19 Mar 2018 06:24:47 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Upgrade-direct-debit/m-p/1113932#M147433</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2018-03-19T06:24:47Z</dc:date>
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