topic Re: Leaving but still having to pay for a service I don't want/use? in Pay Monthly

Leaving but still having to pay for a service I don't want/use?

Dazz1 — Sat, 10 Mar 2018 19:25:38 GMT

I'm only 4 months into a pay monthly SIM, I don't use it and therefore will cancel it before 29/3/18, I rang 02 and enquired about it, they want £112...rip off merchant services. I'm not paying that so any ideas what I can do if any?

Re: Leaving but still having to pay for a service I don't want/use?

Cleoriff — Sat, 10 Mar 2018 19:29:45 GMT

Hi @Dazz1 If you are cancelling before the full contract term you have to pay what you owe here

https://community.o2.co.uk/t5/How-to-Guides/Cancelling-Your-Contract-A-Guide/ba-p/566774#M56526

Re: Leaving but still having to pay for a service I don't want/use?

MI5 — Sat, 10 Mar 2018 19:30:26 GMT

You pay what you owe or O2 will sell your debt on and you will be hounded by debt collection agencies for the money. They will also black mark your credit file so getting any other loans, contracts or mortgages will be impossible.
You agreed to a minimum term when you took the contract so you must honour it I'm afraid.

Re: Leaving but still having to pay for a service I don't want/use?

Dazz1 — Sat, 10 Mar 2018 19:34:00 GMT

Yeah I read that first.

Re: Leaving but still having to pay for a service I don't want/use?

jonsie — Sat, 10 Mar 2018 19:36:33 GMT

Defaults stay on your credit file for 6 years so no chance of future credit or a mortgage. Or another phone contract with anyone.

Re: Leaving but still having to pay for a service I don't want/use?

Dazz1 — Sat, 10 Mar 2018 19:37:31 GMT

I'm not worried about debt collection agencies etc, I don't want the SIM card and refuse to pay 8 more months on something I'm not even using, I'll do an expenditure form and they can have £1 a month for being con artists. Nobody with half a brain would pay for a service they no longer can use, Virgin Media mark 2.

Re: Leaving but still having to pay for a service I don't want/use?

MI5 — Sat, 10 Mar 2018 19:39:36 GMT

Your choice and good luck.

Re: Leaving but still having to pay for a service I don't want/use?

Dazz1 — Sat, 10 Mar 2018 19:47:28 GMT

It's a sim card, not a phone so I'll not be paying them much, as long as they receive a £1 a month there's nothing they can do unless I refuse to pay. End of.

Re: Leaving but still having to pay for a service I don't want/use?

Cleoriff — Sat, 10 Mar 2018 19:51:16 GMT

Entirely your choice @Dazz1.You asked our advice. Sorry it wasn't what you wanted to hear..

Re: Leaving but still having to pay for a service I don't want/use?

jonsie — Sat, 10 Mar 2018 20:05:11 GMT

Point taken. Carry on....

Re: Leaving but still having to pay for a service I don't want/use?

Bambino — Sat, 10 Mar 2018 21:00:02 GMT

While you may think you're being clever, not paying what is relatively a small amount may come back to bite you somewhere down the road, but as others have said, it's your choice.

Re: Leaving but still having to pay for a service I don't want/use?

Anonymous — Sun, 11 Mar 2018 08:42:34 GMT

It’s your choice albeit not a good one but very much doubt you’ll be allowed to do it that way. It will be the full sum they ask for end of