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    <title>topic Sim Only Upgrade to non refresh contract in Pay Monthly</title>
    <link>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072712#M136078</link>
    <description>&lt;P&gt;Hi everyone, just wondered if anyone could advise on this before I call o2&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm on a 12 month sim only contract and was told because of my credit score, I had to keep my sim only contract for 6 months before I could upgrade.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The 6 months is now up and would like to upgrade, however I don't really want to be credit checked again as I've worked hard to improve my score and I understand I'll be credit checked for the refresh part.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Add to that I've seen a deal with carphonewarehouse which is much cheaper on a non refresh tariff.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My question is that because i'm on a 12 month sim only, where I can upgrade after 6 months, does this mean I have to upgrade through o2, or can I go to a 3rd party store and upgrade where the tariff is £14 a month cheaper than o2 and saving £60 on the upfront cost of the phone&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks in advance&lt;/P&gt;</description>
    <pubDate>Thu, 14 Sep 2017 09:13:52 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-09-14T09:13:52Z</dc:date>
    <item>
      <title>Sim Only Upgrade to non refresh contract</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072712#M136078</link>
      <description>&lt;P&gt;Hi everyone, just wondered if anyone could advise on this before I call o2&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm on a 12 month sim only contract and was told because of my credit score, I had to keep my sim only contract for 6 months before I could upgrade.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The 6 months is now up and would like to upgrade, however I don't really want to be credit checked again as I've worked hard to improve my score and I understand I'll be credit checked for the refresh part.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Add to that I've seen a deal with carphonewarehouse which is much cheaper on a non refresh tariff.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My question is that because i'm on a 12 month sim only, where I can upgrade after 6 months, does this mean I have to upgrade through o2, or can I go to a 3rd party store and upgrade where the tariff is £14 a month cheaper than o2 and saving £60 on the upfront cost of the phone&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks in advance&lt;/P&gt;</description>
      <pubDate>Thu, 14 Sep 2017 09:13:52 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072712#M136078</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-09-14T09:13:52Z</dc:date>
    </item>
    <item>
      <title>Re: Sim Only Upgrade to non refresh contract</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072713#M136079</link>
      <description>You have to upgrade through o2 to do it early or pay off the remaining 6 months.</description>
      <pubDate>Thu, 14 Sep 2017 09:16:13 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072713#M136079</guid>
      <dc:creator>MI5</dc:creator>
      <dc:date>2017-09-14T09:16:13Z</dc:date>
    </item>
    <item>
      <title>Re: Sim Only Upgrade to non refresh contract</title>
      <link>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072720#M136081</link>
      <description>&lt;P&gt;Full terms and conditions here&amp;nbsp;@Anonymous&amp;nbsp;for the early upgrade to Refresh promotion.&amp;nbsp;&lt;A href="https://www.o2.co.uk/termsandconditions/mobile/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions&amp;nbsp;" target="_blank"&gt;https://www.o2.co.uk/termsandconditions/mobile/sim-only-upgrade-to-refresh-after-3-months-terms-and-conditions&amp;nbsp;&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As&amp;nbsp;&lt;a href="https://community.o2.co.uk/t5/user/viewprofilepage/user-id/24643"&gt;@MI5&lt;/a&gt;&amp;nbsp;rightly says, this is only available directly with O2 as it's for upgrades to Refresh only, which CPW and other retailers don't offer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There was some discussion regarding the credit check requirement a while ago, as the terms and conditions do specifically allow for a check to be carried out ("subject to credit status") however the experience of a lot of customers was that no additional search was carried out when they upgraded.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Sep 2017 09:37:09 GMT</pubDate>
      <guid>https://community.o2.co.uk/t5/Pay-Monthly/Sim-Only-Upgrade-to-non-refresh-contract/m-p/1072720#M136081</guid>
      <dc:creator>Wa10</dc:creator>
      <dc:date>2017-09-14T09:37:09Z</dc:date>
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