topic Re: Credit check in Pay Monthly

Credit check

Anonymous — Thu, 22 Sep 2016 16:18:12 GMT

Hiya can i just ask how they did a credit check as im not sure whether mine was dodgy or not?

Re: Just Ordered a phone

Cleoriff — Wed, 21 Sep 2016 20:06:36 GMT

@Anonymous We don't know what criteria O2 use for credit checks. They will just offer you a contract or refuse it.

You could be checking your score via sites such as Experian or Clearscore...

Re: Just Ordered a phone

MI5 — Wed, 21 Sep 2016 20:10:08 GMT

Have you had your "Welcome to O2" emails?

Re: Just Ordered a phone

Anonymous — Wed, 21 Sep 2016 20:41:00 GMT

Sorry i dont think i explained myself i meant what did they ask for in order to do a credit check as i got asked for my card details including my security code has this happened to anyone else ?

Re: Just Ordered a phone

MI5 — Wed, 21 Sep 2016 20:43:41 GMT

Yes you get credit checked and yes they need your card details to set up a direct debit to pay your bills.

Re: Just Ordered a phone

Cleoriff — Wed, 21 Sep 2016 20:43:43 GMT

@Anonymous wrote:
Sorry i dont think i explained myself i meant what did they ask for in order to do a credit check as i got asked for my card details including my security code has this happened to anyone else ?

Did you ring O2 to place the order?

Re: Just Ordered a phone

Cleoriff — Wed, 21 Sep 2016 20:46:40 GMT

If you were speaking to O2 and placing an order, this is routine. The same procedure was carried out for me when I started my contract.

Re: Credit check

Anonymous — Thu, 22 Sep 2016 21:58:33 GMT

I think they use your credit/debit card as verification of indentity.