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Card payment system, Half a year on...

viridis
Level 56: Guvnor
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When?
When will this failed system be fixed and prevent any more innocent customers getting a screwed up credit history?
It's been half a year since O2 "modernised" the payment system, and excluding one week period two months ago, it has been a total failure.
Why do O2 staff still insist the problem is the customers end?, either bank problems or insinuating that the customer doesn't have enough in their accounts (I say accounts because multiple bank cards still fail).
I have personally wasted hour after hour desperately trying to pay, calling and sometimes having success but mostly not.
I am sick of it, and I'm sick of this level of customer neglect.
I have tried to pay using:
Visa debit TSB
Visa debit Halifax
Visa electron Halifax
Visa debit nationwide
Mastercard debit
Mastercard credit
All fail and enough is enough
I am not prepared to spend cumulative hours waiting on hold for a 60/40 against chance that a payment will go through, nor can I justify making a bacs payment like one poor customer, for O2 to then apply it incorrectly to a single account.
I leave for a holiday next week, and I fully expect O2 to proper shaft me whilst I am away on 2 of my accounts.
Half a year is disgusting and can only be described as negligence to offer an advertised service.
Either O2 accept cards or not!
They have had long enough now to make up their mind.
Message 1 of 136
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jonsie
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Anonymous
Not applicable

I'm assuming the cards being used are UK registed?

Do you have any reference numbers from the failed payments at all or is this just advisors saying to contact the bank?

Message 12 of 136
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viridis
Level 56: Guvnor
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Yes UK registered.
No reference just that line on online system, phone lines just tell me it's "not gone through"

Sod it, I'll show you.
Message 13 of 136
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viridis
Level 56: Guvnor
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Select card.

Screenshot_20160316-170225.jpg

Enter ccv code and hit submit

Screenshot_20160316-170241.jpg

Wait while it goes through motions.

Screenshot_20160316-170249.jpg

 

Then watch it fail.

Screenshot_20160316-170256.jpg

 

Guaranteed result, never.

Message 14 of 136
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Bambino
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@Anonymous As we can see you are an O2 employee, may we ask what you do within the company? Are you in a position to help @viridis get this issue resolved?

I DO NOT WORK FOR O2



Funniest-Thread-2
Message 15 of 136
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Anonymous
Not applicable

We have been advised to remove a customers  payment method and then re-add it and then try to make the payment, have anyone from customer services done this at all?

Message 16 of 136
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viridis
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I'm not sure, I believe something was done in feb that allowed me to pay for about a week, then after then it failed again
Message 17 of 136
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viridis
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And tbh apart from a literal handful of O2 staff (erm you, Toby and jake) no one has been interested in looking into this.
I asked in January to speak to a manager and was told " the manager doesn't see a need to speak to you as it's not our problem, we also won't escalate this as we have clearly been told that your bank is at fault not o2" this was after I had spoke to a manager at TSB's card payments and fraud team who had told me there were no requests for payment from O2 since December.
Message 18 of 136
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Beenherebefore
Level 32: Blockbuster         
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There is legislation in place relating to payment systems.

 

Unfortunately the Payment Systems Regulator does not deal with individual consumer complaints

 

https://www.psr.org.uk/payment-systems/when-you-make-payment

 

"Do you want to complain about a payments problem you’ve had?

 

The PSR does not handle complaints to do with payments that have failed or where there is suspected fraudulent activity.

If you have had a problem making a payment you should:

  • Contact your financial provider (eg, bank) by phone
  • Talk to their customer services
  • Find contact details are on their website

You can also contact the Financial Ombudsman Service if you are still unhappy."

 

"My life is a facsimile of a sham"
Message 19 of 136
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Beenherebefore
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http://www.fca.org.uk/about/what/protecting

Worth looking at if there is a risk of a company affecting your credit rating because of their faulty payment system ?
"My life is a facsimile of a sham"
Message 20 of 136
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